The long-term consequences of a crash could result in expensive medical bills, a decreased income, and pain and suffering. The negligent party responsible for the accident should be held accountable to compensate for these losses.
A skilled New York City auto accident lawyer can help you pursue full compensation for all of your losses. An experienced car accident lawyer can also safeguard you from unreasonable denials by insurance companies.
Distracted driving
Every driver is responsible to drive their vehicle safely and keep their attention focused on the road. Distracted driving is a leading cause of near-collisions and collisions, and it can be extremely dangerous for other motorists on the road. If you've been injured by a driver who was distracted, you could be entitled to compensation.
While many people think of texting or talking on the phone when they hear the term distracted driving it's actually any activity that puts your hands off the steering wheel, eyes off of the road, or takes your mind off the task at the present moment. This includes eating, reaching into the car to find items or passengers, and adjusting the dashboard controls such as the radio or temperature. It could also involve personal grooming like shaving or applying make-up.
According to research conducted by the National Highway Traffic Safety Administration and auto accident attorney Virginia Tech Transportation Institute, the majority of crashes and 65 percent of near-collisions are caused by driver distraction. And even just taking your eyes off of the road for five seconds at 55 mph can double your risk of a crash.
If you've suffered injuries in a crash caused by a distracted driver, a skilled auto accident attorney can help. They will investigate your case to present the most convincing arguments in favor of full compensation. This includes covering all of your ongoing and future expenses.
Car crashes
Car accidents can take various types, from minor fender benders up to catastrophic head-on collisions. The nature of the accident determines liability and severity, as well as the amount and extent of injuries to the victims and their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics the driver's error is a leading reason behind motor vehicle crashes. Even the tiniest distractions like changing radio stations, applying makeup or reading a road map, could lead to a serious accident. Other reasons for car accidents are speeding, drunk or reckless driving, poor weather conditions, inexperienced drivers, or elderly drivers.
A New York City car accident lawyer will examine your case to determine the parties accountable and determine the extent of your injuries and financial losses. They can also negotiate an equitable settlement with the insurance company of the defendant.
A seasoned auto accident legal accident attorney can assist you in obtaining the compensation you're entitled to for your losses and injuries which include past and future medical treatment costs, lost earnings, physical and emotional suffering, and many other damages. They can also make sure that your claim for compensation includes insurance coverage for uninsured and sub-insured drivers, in the event that they are required. This is particularly crucial if the person at fault doesn't have insurance, or has only the minimum amount required by New York law.
Underinsured or uninsured motorists
Some drivers choose not to carry insurance for their car, and others have minimal coverage. It is difficult to obtain compensation when an under-insured or uninsured driver causes a collision. In these cases it is essential to have a knowledgeable lawyer on your side as well as the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive policy and can offer you important security in the event of being involved in a serious accident.
The process of filing UIM/UM claims is similar the standard auto accident claim. It is usually a matter of submitting copies of your medical bills as well as auto accident attorney repair bills. The insurance company will evaluate these and other documents to determine whether your losses are within the limits of the other driver's insurance.
It's important to consult a New York City auto accident lawyer as soon after the accident as soon as is possible and immediately file a UIM/UM especially if the other driver claims they don't have insurance or lack coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your vehicle has been damaged in a crash and you want to seek compensation for the repairs through the insurance of the party at fault company. Our lawyers can help you with filing a claim in order to recover economic and non-economic damages, like medical bills and lost wages. You could be entitled to compensation for your pain and discomfort.
We will take note of every physical evidence you have in your case. This includes taking photos of the scene of the accident and your property, such as scratches, broken glass, and cracked screens for your devices. We will also collect copies of any police or accident reports, and secure any crucial information regarding witnesses.
The law that is in force in New York State is comparative negligence, which means that even if found to be partly accountable for the accident, your damages will be reduced by the proportion of responsibility you are liable for. Likewise, the defendant may be found to be completely responsible for the accident and, therefore, not able to recover in any way.
Do not provide any oral or written statements to representatives of the insurance companies of the parties who are at fault as they may be used later in court to smear you. You should also see an ophthalmologist as soon as possible after the accident. Some injuries can take time to show and may be used against you in court if you attempt to claim compensation.
